COVERAGE BEYOND MEDICARE
Other Coverage to protect what matters
Medicare isn't the whole picture. Yolanda also helps with final expense life insurance, dental coverage, and health plans for those under 65 — so every part of your life is protected.
MORE WAYS YOLANDA CAN HELP
Protection for every stage of life
Whether you're planning ahead for your family, keeping your smile healthy, or covering a gap before Medicare, Yolanda will help you find a plan that fits your needs and your budget.
LIFE INSURANCE
Final ExpenseTypical funeral costs today
Basic services fee
$2,495
Casket
$2,500
Vault
$1,695
Funeral home facilities & staff
$1,500
Embalming
$845
Hearse & transportation
$770
Printed materials & memorial items
$490
Median total, with vault
~$10,000
Source: National Funeral Directors Association, 2023. Costs vary by region and do not include cemetery, plot, or headstone fees.
What is final expense insurance?
It's a smaller, simpler life insurance policy — typically $5,000 to $25,000 — created to cover funeral costs, burial or cremation, and any unpaid medical bills.
These policies are designed for seniors and usually require no medical exam, making them easier to qualify for than traditional life insurance.
These policies are designed for seniors and usually require no medical exam, making them easier to qualify for than traditional life insurance.
- Eases the burden on your loved ones
- Fixed premiums that won't increase with age
- Benefits paid quickly, when families need them most
Every situation is different. Yolanda will help you determine the right amount of coverage for your needs and budget — with no pressure.
DENTAL
Dental Coverage
Medicare doesn't cover most routine dental care — but Yolanda offers two ways to keep your smile, and your wallet, healthy. Not sure which makes sense for you? Yolanda will help you compare.
Dental Insurance
Traditional dental insurance plans through trusted carriers like Ameritas — covering preventive care, procedures, and more, with the structure of a standard insurance plan.
Dental Discount Plans
A lower-cost alternative to insurance — pay a small membership fee and receive reduced rates at participating local dentists. Great for savings without monthly premiums.
Insurance vs. discount plan? It depends on how often you visit the dentist and the type of care you need. Yolanda can walk you through which option saves you the most.
HEALTH
Under 65 Health Insurance
Not yet 65? You still have options. Whether you're self-employed, between jobs, retiring early, or simply shopping for better coverage, Yolanda can help you find an individual or family health plan that fits your needs and your budget.
- Individual & family plans for every budget
- Clear explanations of what each plan covers — no jargon
- Help enrolling with confidence, and support when you have questions
- No pressure — just honest guidance to the right fit
Not sure where to start?
That's exactly what Yolanda is for. One free conversation, and she'll map out your best options across many carriers — no pressure, no cost.